It offers gaming services, including a variety of lottery, casino gaming and sports betting products through two distribution channels: an online channel and a land-based retail channel. MasterCard, VISA and American Express are all accepted at most online gambling sites, and are favorites with those who gamble online.

When you sign up online using USA casinos, sportsbooks, or poker rooms, you can enjoy safe, legal real-money betting from the comfort of your own home. However, that only works if you’re going to be able to get money into and out of your account reliably, easily, and quickly. Fortunately, the best sites in the business all offer several US-friendly online gambling banking options.

Bank transfer can be initiated by customers via phone banking, online banking, mailing a payment form to the sending bank or by simply visiting the bank and filling in a payment form in person. The main and most important feature of wire transfers is that they are initiated of the customer, which is why the payment is “pushed” to the seller. Fonacier issued Circular Letter 2021–012 reminding banks about sound risk management practices when dealing with customers engaged in gambling and online gaming business as stated in Memorandum.

The first step, of course, is to make sure that the site you choose offers gambling deposit options that work for your needs. Then, it’s simply a matter of funding your gambling account, playing your favorite games and betting on your favorite sports, and withdrawing your winnings.

Gambling payment methods run the gamut, from traditional credit and debit options to bulletproof Bitcoin transactions and even old-school bank wires, money orders, and cashier’s checks. No matter how you manage you bankroll, our brief guide will help you do it safely and efficiently.

US Betting Sites With The Best Online Gambling Payouts

Online Gambling Deposit Options For US Players

After you choose a top offshore online casino that caters to US players, the next step is to check our online gambling reviews page to see what funding options are available. Fortunately, all the operators we recommend are low deposit gambling sites, which means it doesn’t take more than about $20 dollars to get started.

Because membership is free and such a minor investment is required to begin winning real money, you can join several sites without spending an arm and a leg, allowing you to see which suite of casino games, sports betting options, and online poker action suits you best.

Credit Card and Debit Card Deposits

You can use credit cards and debit cards to make deposits at any reputable betting site operating outside of US jurisdiction. However, these transfers might be slowed by the UIGEA law, making them less than ideal despite their immediate transaction times. The main cards accepted are:

• Visa
• Mastercard
• American Express

While you are unlikely to experience a hold or rejection very often, US gambling sites that accept Visa, Mastercard gambling sites, and gambling sites that accept American Express are susceptible to transaction interference about three percent of the time. As long as your transfer isn’t blocked or suspended, these options are fast and convenient.

• Fees: 3-9%
• Deposit limits: Up to $3000
• Transfer times: Instant

Cryptocurrency Deposits

Crypto deposits are our favorite and most recommended method of moving funds into and out of real money gambling sites. All of the best online casinos, top online sportsbooks, and highest-volume online poker sites accept Bitcoin as a matter of course, and a few also accept a limited selection of altcoins, including the following:

• Bitcoin
• Litecoin
• Ethereum
• Ripple
• Bitcoin Cash
• DASH
• OX (ZRX)
• +More

There are numerous advantages to using cryptocurrencies for all your USA online gambling needs, and these are discussed in the Bitcoin section below.

• Fees: None
• Deposit limits: Up to $10,000
• Transfer times: Instant

Prepaid Deposits

You can use prepaid cards (i.e. secured credit cards and gift cards) to deposit into overseas casinos and other betting sites, and these bypass the UIGEA because the money is already credited to your card of choice. The top prepaid options supported by the best Internet gambling venues include:

• Prepaid Visa
• Prepaid Mastercard
• Prepaid American Express
• Prepaid International Gift Cards

America-facing gambling sites that accept Visa gift cards are the most common, as Visa tends to dominate the prepaid market. When using a prepaid Visa for online gambling (or a virtual visa card for gambling), you need to make certain that it – or any brand of gift card – is suitable for international purchases. Many gift cards are limited to US-based transactions, which won’t work to move money into your online betting wallet.

• Fees: Varies
• Deposit limits: Set by bank/available funds
• Transfer times: Instant

Bank Transfer Deposits

Bank transfers include all the traditional ways to move money to and fro, including the following options:

• Bank Wires
• eChecks
• Cashier’s Checks

Wire transfers are accepted by many of the top gambling sites, though these take longer to process (5-10 days). Bank wires have the highest deposit limits this side of Bitcoin, and many old-school high rollers prefer this method.

In terms of support, eChecks are less commonly accepted, but cashier’s checks remain a universal option. These latter methods have turnover times of about 3-5 days on average.

• Fees: Flat fee or percentage, varies
• Deposit limits: $10,000 to unlimited
• Transfer times: 3-10 days

Money Order Deposits

Money orders are commonly used, allowing US players to send large quantities of money to their overseas gambling sites of choice. Money orders come with reasonably high fees, but they also have fairly robust deposit limits to mitigate that.

• Fees: Varies by service provider
• Deposit limits: Up to $9000
• Transfer times: 2-3 days

Person-To-Person Money Transfer Deposits

Person-to-Person deposits, or P2P deposits, utilize third-party money transfer services. There are several big box brands that offer P2P transfers for international use, though these all carry not-insignificant fees (which are sometimes waived) and usually take several days to complete.

• Fees: Varies by service provider
• Deposit limits: Up to $1000
• Transfer times: 2-3 days

Fastest USA Online Gambling Payout Options

Banks And Online Gambling Sites

Whichever method of payout you select from your site’s cashier, you will be faced with a gambling withdrawal timeline that varies from option to option.

For avid bettors and gambling enthusiasts, this is one of the chief considerations when collecting winnings. After all, most players want their money ASAP, though there are some players who don’t mind waiting.

Fortunately, at the best US online gambling sites, there are options for everyone. And if you have any gambling withdrawal problems at all, customer service is there to answer your questions and make you whole, 24/7. The following list includes the most popular ways to claim your online gambling payouts.

Bitcoin Withdrawals

As with deposits, BTC is our preferred payout method. You can also withdraw using any other supported altcoin (Litecoin, Ethereum, Ripple, Bitcoin Cash, etc.). Please keep in mind that in order to withdraw in a given cryptocurrency, you must first deposit using the same cryptocurrency.

• Fees: None
• Withdrawal limits: Up to $20,000
• Transfer times: Same day (2-4 hours)

Bank Wire Withdrawals

Bank wire payouts are the preferred choice for those high rollers that use this method to deposit into their accounts. Bank wires come with hefty fees when requesting payouts, but they usually pale in comparison to the amounts actually being withdrawn.

Banks Allow Online Gambling

• Fees: Flat fee or percentage, varies
• Withdrawal limits: Up to $20,000
• Transfer times: 5-10 days

Courier Check Withdrawals

Courier checks are one of the most common ways to withdraw, and for those using any deposit method other than Bitcoin, courier checks are the gold standard. Most top betting sites will allow customers one free check payout per 30-90 days, so be sure to take advantage of this to avoid any fees.

• Fees: Varies
• Withdrawal limits: Up to $3000
• Transfer times: 2-5 days

Person-To-Person Withdrawals

Person-to-person services can be used to handle payouts from international gaming operators, but the amounts that you’re able to pull out are fairly meager compared to other methods. P2P transfers also have fees attached, though some sites will waive these for amounts over a certain threshold.

• Fees: Varies by service provider
• Withdrawal limits: Up to $500
• Transfer times: 2-3 days

Bitcoin Gambling In The US

For USA gambling sites, instant withdrawal has often been a challenge. In the early days of the industry, pesky laws like the UIGEA made it difficult for players to receive their winnings in a timely manner.

However, with the advent of Bitcoin (BTC), the UIGEA law – and most other forms of payment – have been obviated. Naturally, not everyone uses BTC, but Bitcoin gambling sites – that is, sites that support cryptocurrency banking – are now the norm.

If you’re just getting started with online gambling, Bitcoin is the financial platform we recommend above all others.

Benefits of Bitcoin

• Immediate deposits with 100% success rate
• Biggest casino and sportsbook bonuses
• Low minimum and high maximum transfer limits
• No added transfer fees for deposits or withdrawals
• Secure blockchain technology is quantum-hacking resistant
• Increased user anonymity and privacy
• Only same-day payout method at all US online gambling sites

In addition to Bitcoin, most online US legal sportsbooks, casinos, and poker rooms also accept other cryptocurrencies. These come with the same perks as BTC, but some users prefer altcoins.

Thus, if you’re looking for Litecoin gambling sites, Ethereum gambling sites, Ripple gambling sites, or Bitcoin Cash gambling sites, you’ll find them on this page. Just remember: To get the above benefits of crypto – including same-day withdrawals with no added fees – you’ll first have to deposit using the alternative currency.

How Does Zelle Work For Online Gambling?

Bitcoin gambling casinos are the best in the industry. However, you can’t enjoy the benefits of crypto if you don’t have any to spend, and buying BTC can be a major hassle at the most prominent exchanges. At Coinbase, for example, Bitcoin often takes 10 days to be credited to your account after you purchase it!

While US casino players may not mind the wait, if you’re looking to bet on tonight’s game or join this weekend’s six-figure online poker tournament, it’s a non-starter.

Fortunately, you can use Zelle to purchase Bitcoin in just minutes instead of days. If you have a US bank account, chances are you already have access to Zelle, as this instant-pay product is supported by most American financial institutions.

Using Zelle, you can send money straight from your bank account to a private BTC seller via Localbitcoins.com, and you’ll have your Bitcoin in about half an hour. Then, you can deposit at your legal online casinos, sportsbooks, or poker rooms of choice using BTC, taking advantage of all the perks that the best Bitcoin gambling sites have to offer.

Gambling Deposit Bonus Options

The best gambling sign-up bonuses are available when you use Bitcoin, but no matter how you choose to deposit into your betting account, you can get valuable bankroll boosts.

These are often market specific, however, so the bonus you choose should be aligned with the kind of gaming in which you plan to most frequently participate. You may prefer a sportsbook bonus, a casino gambling promotion, or an online poker bonus. These each have different terms and conditions, which are very basically outlined below.

In most cases, you won’t even need to enter online gambling promo codes, as these perks are offered as soon as you deposit. Accepting a bonus is totally optional, and it’s as easy as clicking or tapping on the offer you like. And remember, depositing with Bitcoin will almost always give you higher bonus limits.

• Online Casino Bonus – Casino promotions are deposit match bonuses that boost your account by a given percentage of your deposit. These can be welcome bonuses or reload bonuses, and they work the same way. Often, you’ll be able to match your deposit by 100%, adding up to several thousand dollars to your account. Casino bonuses come with rollover requirements of between 20-40X, so please check your site’s terms and conditions.

Note: Some sites occasionally offer free online gambling bonus options, though these are usually seasonal and come with higher rollover limits than typical casino bonuses.

• Online Sportsbook Bonus – Sports betting bonuses work the same way as casino bonuses, but they are restricted only to accruing rollover when you wager on sports. In other words, you can’t meet the terms of a sportsbook promo by playing in your site’s casino section.

Sports betting rollover is lower than casino rollover, as well. Usually, the best sportsbook bonuses have 5-10X rollover requirements.

• Online Poker Bonus – Poker bonuses are the best online gambling bonus offers going. This is because they have no rollover or playthrough requirements of any kind!

Instead, you usually have a time limit of 30 days or so, during which you can unlock the bonus in small increments as you play poker hands and enter various online poker tournaments. Most poker bonus cash is disbursed in increments of $5 to $10.

• Online Racebook Bonus – Some sites allow sportsbook bonuses to apply to horse racing betting, while others do not. However, all legal US online racebooks have horse racing rebates that refund 3-9% of all your horse bets, whether you win or lose. Different races have different refunds attached, so please check the terms and conditions of each event.

Online Gambling Payment Methods For International Players

Online gambling payment processing is actually easier for most international players. This is true for both deposits and withdrawals, as there are no equivalent laws to America’s meddlesome UIGEA in most countries.

In addition to all the options listed above (with the exception of Zelle, which is US only!), you’ll have access to the following banking services:

• PayPal
• Neteller
• Skrill
• Paysafecard
• Credit card chargebacks
• ACH transfers

Deposits for international gamblers take about as long to process as they do for US players. PayPal, Neteller, and Skrill all transfer immediately, but otherwise, wait times will be in the several-day range.

Betting withdrawal times are similarly lengthy for anything but Bitcoin/crypto payouts. If you claim your winnings via PayPal, Neteller, or Skrill, you can expect a 2-3 day wait. Card chargebacks take a similar amount of time, and ACH transfers can take up to a week or more.

FAQs

Can my bank block gambling sites?

Yes! In fact, this is what the UIGEA law purports to do, though it does so on an unreliable, automated basis. If you use credit or debit cards to deposit into your betting account, the transfer might be flagged by the UIGEA’s systems in about 2-3 percent of cases.

If this happens, don’t worry – your card has not been cancelled or suspended. You can wait a few minutes and try again, choose a different card, or try a different payment option.

Bitcoin is ideal because no online gambling payment processors (i.e. banks) are involved in the private transaction, giving it a 100% success rate.

Will I see gambling transactions on my bank statement?

Yes. When you use a regulated form of currency to deposit into your online gambling account or make withdrawals via the same, these will show up on your bank statement.

Online casinos, sportsbooks, and US legal online poker sites may not explicitly include “gambling” or “betting” on these statements, but they will have some identifying characteristics for those who know what to look for.

If you wish to avoid this, cryptocurrency like Bitcoin should be used for all online gambling transactions.

Can I block my bank card from gambling sites?

Yes, you can. To do this, you will have to contact your card issuer and instruct them on which service providers to blacklist. However, it is much, much easier to simply block access to these sites on your phone, tablet, or computer.

That said, for those suffering from gambling addiction, having your credit/debit card company block casinos, sportsbooks, and poker rooms is the way to go.

Can I withdraw bonus bet winnings?

Yes, you can. That said, you must first meet the terms of your bonus before you’ll be eligible to receive any payouts. Bonus rollover is easy to understand, and as long as you do, you should have no problems whatsoever.

Can you withdraw free bet winnings?

Free bets are different than bonuses. Online gambling sites with no-deposit bonuses give players “free chips” with which to try out their games, usually worth between $25-50.

However, these come with much higher rollover requirements (100X or so), and you must meet all playthrough terms to withdraw any associated winnings.

What is the best Bitcoin wallet for gambling?

There really isn’t one. Most reputable BTC wallets – like Electrum, Guarda, Exodus, Bread Wallet, SoFi, and so on – are web or software based, allowing you to transfer Bitcoin quickly. Hardware wallets, like Ledger, are more secure, but they are more difficult to use for immediate transactions, as they require extra steps.

What is the easiest betting site to withdraw money?

All of the sites featured on this page make withdrawing your winnings from your online gambling fund quick and easy. Bitcoin is the best, fastest method, and every reputable operator supports BTC. However, even transactions that take longer – like courier checks and money orders – are just as simple to initiate.

Do Banks Allow Online Gambling

What is a bet payout calculator?

Long ago, online gamblers would use gambling payout calculators and betting bankroll calculators to see how much money they could withdraw and how much cash they stood to win on any given wager.

Today, the top sites all have these functions built into their portals, so you don’t need any separate standalone apps or programs to assist you. Just check your bankroll and betting slips, and all this information is at your fingertips.

Banks And Online Gambling Real Money

What is gambling withdrawal?

Banks And Online Gambling No Deposit

Gambling withdrawal is a serious condition that can plague users who are suffering from gambling addiction. Withdrawal makes betting a hard habit to kick, and if you feel like gambling is no longer entertaining and is an actual compulsion, you should seek immediate help from the National Council on Problem Gambling or an advocacy group like 1-800-GAMBLER.